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Finance

Understanding Property Tax and GST

A simple breakdown of the taxes involved in buying, selling, and owning real estate in India.

Anand Kumar
Anand Kumar
Wealth Advisor
April 1, 2026 6 min read
Understanding Property Tax and GST

GST on Under-Construction Properties

Currently, GST is 5% without Input Tax Credit (ITC) on residential properties, and 1% for affordable housing. Ready-to-move-in flats with a Completion Certificate are exempt from GST.

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